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Parliamentary proposalRepresentantforslag om å beskytte folk mot gjeldsfellerPassed

MPs propose measures to combat debt traps and spiraling debt

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Submitted
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In committee
3
Debate & vote
Summary

Five Storting MPs—Siren Julianne Jensen, Marius Langballe Dalin, Ingrid Liland, Margit Bye, and Julie E. Stuestøl—have introduced a proposal to protect people from debt traps. The proposers argue that debt problems are linked to increased suicide risk, and that consumer debt is a particular driver of economic vulnerability. They urge the government to propose multiple regulatory measures to curb the spiral.

AI-generated summary · Model: Claude Haiku 4.5 · Generated: 14 May 2026

Proposed decisions · 10

These are the proposals in the document, not decisions. See the votes for the outcome.

1

The Storting calls on the government to propose establishing a comprehensive debt register.

2

The Storting calls on the government to propose implementing the Consumer Credit Directive, with strict regulation of who can access the information and how it may be used.

3

The Storting calls on the government to propose banning surveillance-based marketing and all credit marketing on social media.

4

The Storting calls on the government to propose clear requirements and more transparent credit assessment, which must be disclosed before any potential debt collection.

5

The Storting calls on the government to propose interest rate and cost caps on all consumer debt.

6

The Storting calls on the government to propose banning bundled sales of debt and other financial services unless cost savings for the customer can be documented.

7

The Storting calls on the government to propose rules that distribute collection costs more equitably between creditor and debtor.

8

The Storting calls on the government to propose banning credit as a pre-selected payment option, and require clear disclosure of potential interest and costs well before the contract is signed.

9

The Storting calls on the government to propose regulating the use of automated credit assessments, so that such systems alone cannot form the basis for approving consumer credit.

10

The Storting calls on the government to ensure that all forms of deferred payment and installment plans are covered by credit regulations, including credit assessment requirements.

Bill details
Status
Passed
Type
Parliamentary proposal
Reference
Dokument 8:254 S (2025-2026), Innst. 332 S (2025-2026)
Committee
Familie- og kulturkomiteen
Updated
21 May 2026
Vote result
In favour82
Against19
Absent68
Vote date2 June 2026